Get more from your savings

Trust your savings with us.

As a Florida community bank, we make it easier for you to achieve your short-term and long-term savings goals. We offer competitive interest rates and convenient money-management tools to help you.

Advantage Savings Account

Preparing for an emergency. Planning for a vacation. Whatever your reason is for saving, we have you covered. Our personal savings accounts can help you start working toward your goals sooner and get you there faster.

Benefits of Savings:

  • Start with an opening deposit of only $200
  • Interest bearing
  • Free online and mobile banking
  • Access to online statements
  • Convenient mobile deposits

With only a $200 minimum opening deposit and a $200 minimum daily balance, you will avoid a $3 monthly service fee.

You may make no more than (6) transfers from your account each (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, or similar order, made by the depositor and payable to 3rd parties. Transfers and withdrawals made in person, by messenger or by mail are unlimited. An excess transaction fee of $3 is charged for each item over the regulatory limit. 

Papers

Advantage Savings Account Product Sheet

View Here

Minor's Savings

Our Minor’s Savings account helps children learn to manage their own money.

Benefits of Minor Savings:

  • Only $1 opening deposit
  • Interest bearing
  • No minimum daily balance
  • No monthly maintenance fees
  • Free online and mobile banking
  • Access to online statements

*To be eligible for a Minor's Savings Account, the account holder must be under 18 years of age.

Papers

Minor's Savings Product Sheet

View Here

Money Market Deposit Account

Our Money Market account puts your money to work for you. Earn a higher interest rate while maintaining flexibility to access your money.

Benefits of Money Market:

  • Higher interest rate
  • Free online and mobile banking
  • Access to online statements
  • Convenient mobile deposits

$2,500 minimum opening deposit. You will incur a monthly service fee of $10 if at any time during the month the daily balance falls below $2,500. Tiered interest is earned on the daily balance and credited monthly.

You may make no more than (6) transfers from your account each (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, or similar order, made by the depositor and payable to 3rd parties. Transfers and withdrawals made in person, by messenger or by mail are unlimited. An excess transaction fee of $10 is charged for each item over the regulatory limit. 

Papers

Money Market Deposit Account Product Sheet

View Here

Certificates of Deposit (CD)

Match your savings horizon to a certificate of deposit. Watch it mature for up to five years.

Benefits of CDs:

  • $1,000 minimum deposit
  • Competitive interest rates
  • Interest is compounded earned daily and credited annually or at maturity
  • Three-month to five-year maturities available

FDIC insured - Click here to learn more.

Early time deposit contract termination penalties apply to Certificates of Deposit. The Bank reserves the right to enforce the full term of any Certificate of Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.

Papers

Certificate of Deposit Product Sheet

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IRA Certificates of Deposit

Reach your retirement goals sooner with IRA certificates of deposit.

Benefits of IRA CDs:

  • $1,000 minimum opening deposit
  • Interest compounded daily
  • No opening fees of any kind
  • Maturities of two to seven years
  • Semiannual statement provided

Early time deposit contract termination penalties and/or administrative fees apply to IRA Certificates of Deposit (please see disclosure for all applicable account fees). The bank reserves the right to enforce the full term of any time deposit contract. If early contract termination is agreed to by the bank, the penalties and/or administrative fees would be applied as disclosed within the pertinent documents at date of issue.

Papers

IRA Certificate of Deposit Product Sheet

View Here