In observance of Martin Luther King Day, all of our locations will be closed on Monday, Jan. 18.

Get expert advice for Estate Planning and Investment Management by attending an educational webinar.

COVID-19 Resources, PPP and  Stimulus Payment Information  

Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.

What can we do for you?

Please use the following contact information if you would like assistance immediately or to speak with someone directly.

Lost or stolen Visa Check Cards

Contact us immediately if you believe your card and/or PIN has been lost or stolen, or if you believe that an unauthorized transaction has occurred.

During banking hours: 941-624-5400
After-hours: 866-664-9364

Customer Care

Available: Monday – Friday, 7:30 a.m. – 6 p.m. EST Saturday, 8 a.m. - noon 


Toll Free:  888-624-5454

24-Hour Automated Telephone Banking

To check account balances, transfer funds among your Charlotte Bank & Trust accounts, make loan payments or to see if a specific check has cleared, call:



Staff Directory

Please use the following information to contact a Charlotte State Bank & Trust team member directly.

Staff Directory