In observance of Martin Luther King Day, all of our locations will be closed on Monday, Jan. 18.

Get expert advice for Estate Planning and Investment Management by attending an educational webinar.

COVID-19 Resources, PPP and  Stimulus Payment Information  

Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.

Charlotte State Bank & Trust Visa® Debit card
Your Visa® debit card is the perfect way to pay for every
little thing

Everyday purchases come in all shapes and sizes. And your Charlotte State Bank & Trust VISA Debit Card gives you a safe, easy way to pay for anything, no matter how small.

Use your card and you could win $500*

Use it. Love it. Win it. Sweepstakes

Love using your Charlotte State Bank & Trust VISA® Debit Card? Imagine if it paid you back for that love!
Use your Charlotte State Bank & Trust VISA Debit Card to complete 20 Qualified Purchases during the month, and you'll automatically be entered to win! We'll let you know if you're a winner! As always, please ensure your contact information is correct so we can get in touch with you if you're a winner.
*No Purchase Necessary | See Official Rules at www.uselovewin.com

Check Out Our Sweepstakes Video
Congratulations
Julia Chachere

October Winner

Julia displays a big check symbolizing the $500 she won in the Charlotte State Bank & Trust Use It. Love It. Win It Sweepstakes. She was automatically entered in the drawing by completing 20 Qualified Purchases during October.

congratulations
Kristen Luke

November Winner

By using her Charlotte State Bank & Trust VISA Debit Card to complete 20 Qualified Purchases during the month of November, Kristen was automatically entered in the Use it. Love it. Win it. Sweepstakes and won the $500 November prize.

Congratulations
Steven Bertch

December Winner

“I like my card. I use it mostly for daily transactions, like groceries and such, and it’s very convenient, but I never expected to win any money from it,” Steven said when he was awarded the $500 December prize.

The monthly sweepstakes is continuing through September of 2021.
You could be our next winner!

Use your card for everyday purchases

Cashless made
effortless

APPLE PAY™

Do you use an iPhone or Apple Watch?
Apple Pay is easy and works with the Apple device you use every day.

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Accepted at
millions of places

SAMSUNG PAY

Samsung Pay lets you carry your
Charlotte State Bank & Trust VISA Debit Card
on your Samsung device.

Learn More