Are You Prepared?
Get expert advice to help ensure and protect your financial legacy at our free educational seminars.
Charlotte State Bank & Trust will never call you to ask you to verify or provide your full account number, username, password, debit card number, PIN or Social Security number. If you receive a call requesting this information, even if the caller ID looks like it is coming from the bank, immediately hang up, and call us at 888-624-5454.
Trust Testimonials
See how we're helping our clients reach their financial goals. 

We tailor our financial strategies based on the needs of each client. We work with you and for you. 

Ken Smith

Ken Smith discusses how Charlotte State Bank & Trust has helped not only himself but his family as well.

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Donna & Harry Hayman

Donna and Harry Hayman discuss why they chose Charlotte State Bank & Trust and Christine Hause to help with their retirement.