A series of free seminars presented by Charlotte State Bank & Trust, Trust and Investment Management Services, to give you an experienced Trust Officer’s perspective on many important issues will be held from 10:00 a.m. to 11:30 a.m. at our North Port, Murdock, and Punta Gorda offices. While the seminars are open to the public, seating is limited and reservations are required; please email rsvp@csbtfl.com or call 941-235-5110.
North Port Office, 4300 Aidan Lane, North Port, FL 34287
Murdock Office, 1100 Tamiami Trail, Port Charlotte, FL 33953
Punta Gorda Office, 2331 Tamiami Trail, Punta Gorda, FL 33950
Have you carefully reviewed all of your asset titles and beneficiary designations with a trust officer or attorney? We will discuss how best to assign titles and beneficiaries to match the goals of your estate plan, documents, and if possible avoid the probate process. This can save your estate time and money.
Learn how your investments will react if interest rates drop or increase. Find out the best options for your portfolio to endure stock market movements so you can still accomplish your financial goals. Find ways through active selection to invest in higher quality and lower duration assets to stabilize your portfolio.
Is your power of attorney valid and up-to-date? Does it name people you still trust with your financial affairs? Will it handle all the assets you own? Is your health care surrogate form current to include all the necessary elements? These issues and more will be carefully discussed to ensure your affairs are handled as you direct.
Have you thought about who will care for your furry loved ones when the last owner dies? Do you have a back-up plan? How will their care be financed? Who will handle their final arrangements? Learn how to make a plan for your pet to be your beneficiary and how best to select a trustee for their care and oversight.
Consider the changes you would have to make to your portfolio if you need in-home nursing care, assisted living or skilled nursing care. What cost would you incur? Would you have sound liquidity options in a down market? We will explore how best to select your investments to help alleviate the potential loss of capital.
We will explore the pros and cons of titling your assets in your trust name or when you should title accounts in a special way to protect your assets from creditors and liabilities. We will discuss umbrella policies and what assets should be covered.
Is your will or trust going to be followed in Florida? We will discuss some of the differences between states, how documents are administered, best practices, and probate avoidance techniques to lower your estate settlement costs.
Discover how much you are paying in fees, internal costs, commissions, tax and cash drag. We find that many portfolios are costing the investor way too much of their current and potential gains. Learn the real returns of stocks and bonds to compare your portfolio to actual market performance.
If you or a loved one get a serious medical diagnosis, you may wonder if your documents are in order, your assets are titled properly and your estate plan wishes will be carried out as you directed.
Discover the tools portfolio managers use to evaluate and analyze the most cost-effective investments to keep rewards up and risks down. Learn concepts and theories and how to apply them to your investment selections. Gain insight into their tax advantages and other benefits.
Considering being domiciled in Florida or have moved here from another state to benefit fully from homestead law, no state income tax, and favorable estate planning codes? Will your out- of-state documents work in Florida as you had planned? Join us to explore your checklist to be a Floridian, common problems with other states’ documents, and some helpful tips.
Many have named family to serve in their will, power of attorney and trust while sitting in the attorney’s office. The reality of a relative accessing your bank accounts, IRA assets, investment accounts, insurance policies, and safe deposit boxes may not be as comforting. Learn the pros and cons of family or friends serving in these important fiduciary roles, including costs and liabilities.
