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Trust Services

Personal Trust and Investment Management Services

Trust and Investment Management Services provide a fundamental role in the preservation and enhancement of assets. By establishing a trust relationship, you may ensure that your assets are managed tomorrow the way you manage them today, for your personal benefit or the benefit of your heirs.

Charlotte State Bank & Trust's professionals will help you address important issues such as:

  • Who will inherit your assets?
  • How can you minimize estate taxes?
  • Who will care for you in the event you become incapacitated?

 

Initially, we will take the time to thoroughly understand the important details of your financial position. We will discuss your plans for the future and help you identify investment, tax and estate planning opportunities. With this critical information in mind, we will draw upon our experts to create a plan to address your financial objectives, now and in the future.

We are happy to meet with you to discuss your needs or to review your current documents or investment portfolio. For your complimentary review, please call Christine Hause at (941) 624-1917 or email her at chause@csbtfl.com.

Charlotte State Bank & Trust's Personal Trust Services Include:

Premium Trust Attention
  • Coordination of estimated tax payments
  • Coordination with tax accountant or preparer
  • Unlimited bill processing
  • Coordination of medical claims processing
  • Coordination of caregiver services including transportation
  • Checkbook management
  • Management of real estate held in Trust
  • Coordination of property repairs and capital improvements
  • Coordination of medical and prescription services
  • Personal visits as needed

Estate Administration Services
  • Professional, impartial Personal Representative for your estate
  • Interim safekeeping of estate assets: collect and protect your assets pending settlement
  • Manage the probate process
  • Identify any creditors, validate and pay claims
  • Provide detailed monthly statements to your beneficiaries
  • Beneficiary payment and acknowledgement
  • Complete estate settlement management
Estate Planning Services
  • Review and analyze existing will, trust, power of attorney, living will and health care surrogate documents
  • Minimize estate and income taxes working with your attorney and accountant
  • Help structure an estate plan that allows assets to avoid the probate process, reducing administration expenses while maintaining privacy and confidentiality

Investment Management
  • Individual Client Risk-tolerance and Investment Objectives-based Portfolio customization
  • Individual Equity and Fixed Income Portfolio Management
  • Tax-efficient Portfolio Management to reduce current annual tax liabilities
  • Exchange Traded Funds used for targeted niche investments
  • 401(k) Rollover Management
  • Simplified Employee Pension (SEP) and Individual Retirement Account (IRA) Management
  • FRS Investment Portfolio Management
  • Joint Investment Account Management
Trust Administration Services
  • Revocable or Living Trusts
  • Irrevocable Trusts
  • Charitable Remainder Trusts
  • Grantor Retained Trusts
  • IRA and Roth IRA Management
  • Public or Private Foundation Management
  • Guardianship Management

All with local, personal account administration.
 

Allow us to help you with your personal Trust needs. Please call Christine Hause at (941) 624-1917 or toll free at 1-(888) 624-5454. Or if you prefer, email us at chause@csbtfl.com. Please include your contact information and the time you prefer to be contacted. 

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any Federal government agency, and are subject to investment risks, including possible loss of principal.