Incorrect titling or beneficiaries can result in probate or disinheriting a relative by accident. Details about per capita and per stirpes planning, asset protection options. and the problems with adding other to accounts will be discussed.
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Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.