PPP Forgiveness

Use it. Love it. Win it. Sweepstakes Winners

Get an experienced trust officer’s perspective on Estate Planning and Asset Management. Attend a free seminar.

Financial Resources

Learn more. Do more.

Charlotte State Bank & Trust is here to help. Whether you are growing a business, buying a home, or planning for your retirement, we offer a variety of products, services, and resources to help you. 

As a community bank, we provide a world of resources with a local touch. If you want to calculate a loan payment, get our routing number to set up a direct deposit for your new job, or just get an answer to a frequently asked question, we’ve got you covered.

Calculators

Explore, solve, and revisit your financial needs and opportunities. Choose a topic below to find the right calculator.

Go To Calculators

My Money

My_Money_Program_Logo

Created by the Florida Department of Financial Services, the My Money Program is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members, and caregivers.

Learn More

Kids’ Club

Kids are better prepared for the future when they learn about money sooner rather than later. Our kid-friendly tools make learning about finances fun!

Check It Out

Teens Lounge

Talking to teenagers can be hard, especially when it comes to important topics like managing money. Help your teenagers achieve their financial goals through engaging exercises and informational resources.

Take a Spin

Routing Number

Setting up direct deposit? Starting to make online payments? Get the information you need.

Learn More

FAQs

Get answers to the questions that are most frequently asked by Charlotte State Bank & Trust customers.

Get Answers

Online Banking Tutorials

Banking online is easy. Start learning how to do it by watching helpful videos.

Watch Tutorials

Security Resources

Learn about the steps you can take to make your computer and personal information more secure.

Learn More

Blog

Community Banking: Personalized Services with No Hassles

What are you looking for in a bank? We’re willing to bet it’s not long lines, advisors who tell you what to do without listening to your needs, or lengthy call menus to navigate when you need help. Charlotte State Bank & Trust has been around long enough to know what you want in a community bank, and we’re committed to providing that personalized service to each of our clients.

Learn More

Third-Quarter Market Update

The S&P 500 Index is consolidating as Washington policymakers postpone important decisions on the budget ceiling and the infrastructure bills. The S&P 500 Index has grown this year as earnings and growth have supported valuations, but now, as fiscal and monetary policies change, we are seeing investor concerns. With fiscal policy, there are many supportive benefits of spending $500 billion on actual bridge and road infrastructure. However, the massive $3.5-trillion “human” infrastructure package is concerning due to higher taxes and escalating inflation. This plan is likely to be debated and downsized before passage – if at all.

Learn More

Market Conditions Inspire Optimism

The equity markets continue to move higher on news of steady economic growth and the receding COVID virus. The S&P 500 Index has grown in each of the first seven months of the year and when this has occurred historically, it has led to further gains through year-end. Recent economic indicators are demonstrating slower and more stable U.S. domestic growth and that has inspired optimism for future earnings.

Learn More

Get valuable insight and helpful advice from financial experts.

Read the Blog

Subscribe to Our Blog

  • FDIC
  • Equal Housing Lender
©2021 Charlotte State Bank & Trust. All rights reserved.