Charlotte State Bank & Trust is here to help. Whether you are growing a business, buying a home, or planning for your retirement, we offer a variety of products, services, and resources to help you.
As a community bank, we provide a world of resources with a local touch. If you want to calculate a loan payment, get our routing number to set up a direct deposit for your new job, or just get an answer to a frequently asked question, we’ve got you covered.
Created by the Florida Department of Financial Services, the My Money Program is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members, and caregivers.
Kids are better prepared for the future when they learn about money sooner rather than later. Our kid-friendly tools make learning about finances fun!Check It Out
Talking to teenagers can be hard, especially when it comes to important topics like managing money. Help your teenagers achieve their financial goals through engaging exercises and informational resources.Take a Spin
Setting up direct deposit? Starting to make online payments? Get the information you need.Learn More
Get answers to the questions that are most frequently asked by Charlotte State Bank & Trust customers.Get Answers
Banking online is easy. Start learning how to do it by watching helpful videos.Watch Tutorials
Learn about the steps you can take to make your computer and personal information more secure.Learn More
Year after year, Florida’s population continues to grow. Many people moving to the Sunshine State are retirees relocating for the reason behind the state’s nickname: There are over 230 days of sunshine a year, and even in the coldest months, the average daily temperature is 70 degrees or higher. The temperature rarely gets below 50 degrees.Learn More
The equity markets ended the year with strong performance despite the uncertainty about the new variant of COVID and the Federal Reserve’s announcement about tapering bond purchases and raising interest rates. Omicron is spreading quickly, but the mutation seems less severe and has a significantly lower mortality rate. As viruses mutate, they generally weaken, and the equity market is anticipating that corporate revenues and earnings will not be impaired by government-imposed lockdowns.
Getting a tax return mailed or transferred directly into your account is exciting. And although it’s easy to let that excitement lead you to thinking about which fun items you'd like to buy and trips you want to take, a tax return can put you in a better financial position for the future if used responsibly.Learn More
Get valuable insight and helpful advice from financial experts.Read the Blog