Our branch is located in a 5,000-square-foot facility on the corner of Tamiami Trail and Airport Road. We started out in a temporary modular facility while the branch was being constructed and moved to the new office in 1999.
We quickly developed a loyal customer following that has grown over the years, becoming the “Hometown Bank" for Punta Gorda and surrounding areas. We practice the friendly, hometown service Charlotte State Bank & Trust is known for, offering our personal and business customers banking and borrowing services for area residents and businesses. Our Trust and Investment Management services division greatly contributed to our success, as local residents came to rely on our professional trustee and asset management services.
Tap our experience to answer your questions and help with your financial needs. No matter what your personal or business goals may be, we are here to help:
Manage your bank accounts via your smart phone, tablet or computer, any time anywhere paying bills online, conveniently and safely.
Our experienced, professional lenders can get you the loan you need with flexible terms and competitive rates.
Our experienced lenders will help you find the right loan.
Our flexible checking and savings account options fit your lifestyle and financial goals.
We have been supporting local businesses for 90 years, so we know what area businesses need and how to support them.
Experienced business banking specialists provide customized solutions based on your company’s needs.
We offer checking accounts for every lifestyle. All three of our unique checking accounts can be opened with an initial minimum deposit.
We can help you plan for tomorrow with a variety of interest-bearing savings accounts, all FDIC protected.
Our trust professionals will take the time to thoroughly understand the important details of your financial position, then discuss your plans for the future and help you identify investment, tax and estate-planning opportunities.
Our investment management services team can help you achieve a bright financial future through investment strategies tailored to you.
We are here to ensure that your assets are managed tomorrow the way you manage them today. We treat your assets like our own looking out for your personal benefit and the benefit of your heirs.
We care about our customers and our community, and we show it through the way we treat our customers and the way we support our community. Examples include our association with the Punta Gorda Rotary and Team Punta Gorda. The latter is an all-volunteer organization founded in the wake of Hurricane Charley to help rebuild the city and help make Punta Gorda a better place to live and work, while the Punta Gorda Rotary stages the annual “Taste of Punta Gorda,” a major fundraiser. Our branch is a proud supporter of both.
We provide a Hometown Touch with our products and services. We are proud to offer loans with quick decisions and no surprises. As a family owned business, we don’t have to jump through traditional corporate hoops. The time it takes us to approve and process your loan is measured in weeks, not months.
Loans subject to credit approval. NMLS #477000
Holly understands the intricacies of loan origination, pricing, loan calculation, contracts and closing documents. She's ready to help customers with their home mortgage needs.
James graduated with honors from the Florida School of Banking, Class of 2011, in Gainesville, and received a diploma from the Graduate School of Banking at Louisiana State University in 2014, the same year he completed the Farr Leadership Institute.
Alyson joined the Hometown Bank in 1999. She served as President of the Charlotte County Chamber of Commerce in 2016 and is active in several community organizations.
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