Life happens! We understand that from time to time you may unexpectedly overdraft your account. Returned checks can be costly. Overdraft Coverage can help.
We want you to know that you have options for your Overdraft Coverage.
The choice is yours, consider these ways to cover overdrafts:
With Overdraft Privilege, you may select Extended Coverage which may include transactions at an ATM or at a point of sale purchase. The following chart depicts the types of transactions that would be covered with Standard Coverage and Extended Coverage.
Transactions Covered with Overdraft Privilege |
Standard Coverage (No action required) |
Extended Coverage (Your consent required)* |
If you would like to select Extended Coverage for future transactions:
|
---|---|---|---|
Checks | X | X | |
ACH - Automatic Debits | X | X | |
Recurring Debit Card Payments | X | X | |
Online Bill Pay Items | X | X | |
Online Banking Transfers | X | X | |
Telephone Banking | X | X | |
Teller Window Transactions | X | X | |
ATM Transactions | X* | ||
Everyday Debit Card Transactions | X* |
* If you choose Extended Coverage, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage.
You can discontinue the Overdraft Privilege in its entirety in person, by contacting us at 941-624-5400 or sending us an e-mail at customerservice@csbtfl.com.
If you have any questions about Overdraft Protection or Overdraft Privilege, please email us at customerservice@csbtfl.com, call us at 941-624-5400 or visit a branch. To view the FDIC's Guide to Preventing and Managing Overdraft Fees, click here.
If you would like to select Extended Coverage, please complete this form and submit it at any branch.
OR
Please fill out this secure form: