Mortgages

Make your homeownership dream come true.

Finding the ideal home loan doesn’t have to be as hard as finding your dream home. Charlotte State Bank & Trust offers a variety of home loans. Our experienced lenders will help you find the right loan for yourself. We are experts at financing homes in the following housing markets:

Charlotte County

Collier County

DeSoto County

Lee County

Sarasota County

Babcock Ranch

Burnt Store Isles

Cape Haze

Charleston Park

Charlotte Harbor

Deep Creek

Harbor Heights

Heron Creek

Lakewood Ranch

Murdock

Myakka River Trails

North Port

Placida

Port Charlotte

Punta Gorda

Punta Gorda Isles

Riverwood

Rotonda West

South Gulf Cove

Wellen Park

Loans subject to credit approval NMLS #477000

Purchasing or Refinancing

We offer competitive rates and flexible terms for first-time buyers and seasoned homeowners alike.

Contact a Loan Specialist

Construction

With our Construction-to-Permanent Loans, you can apply once and have one closing.

VA Loans

We proudly offer VA Loans exclusively for Veterans and Military Personnel. Thank you for your service.

FHA

Flexible guidelines and down payment requirements make FHA loans a popular option for Florida homebuyers. FHA loans are also government insured.

Ready to Apply?

Download and complete our application before visiting a branch.

ONLINE RESIDENTIAL LOAN APPLICATION

Application Checklist

Save time applying for your Florida mortgage. Find everything you will need in our application checklist.

Access Checklist

Mortgages Made for You

Make your homeownership dream come true.

Purchasing or Refinancing

Mortgages

Construction

VA Loans

FHA

Ready to Apply?

Application Checklist

Let us hear from you.

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