In observance of Martin Luther King Day, all of our locations will be closed on Monday, Jan. 18.
Get expert advice for Estate Planning and Investment Management by attending an educational webinar.
Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.
Finding the ideal home loan doesn’t have to be as hard as finding your dream home. Charlotte State Bank & Trust offers a variety of home loans. Our experienced lenders will help you find the right loan for yourself.
We are experts at financing homes in the following housing markets:
We offer competitive rates and flexible terms for first-time buyers and seasoned homeowners alike.
Contact a Loan SpecialistWith our Construction-to-Permanent Loans, you can apply once and have one closing.
We proudly offer VA Loans exclusively for Veterans and Military Personnel. Thank you for your service.
Flexible guidelines and down payment requirements make FHA loans a popular option for Florida homebuyers. FHA loans are also government insured.
Begin searching for your dream home. Get pre-qualified so that you can make an offer with confidence, knowing you have the right financing to complete the deal. Pre-qualification is quick and easy with no fees or obligations.
Contact a Loan SpecialistSave time applying for your Florida mortgage. Find everything you will need in our application checklist.
Access ChecklistDownload and complete our application before visiting a branch.
Download ApplicationContact us now for all your loan needs.
Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.