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Charlotte State Bank & Trust will never call you to ask you to verify or provide your full account number, username, password, debit card number, PIN or Social Security number. If you receive a call requesting this information, even if the caller ID looks like it is coming from the bank, immediately hang up, and call us at 888-624-5454.
Reach your goals with a personal loan

Consumer loans suited to you.

Your goals are our goals. Whether you want to invest in home improvements or hit the road or water, Charlotte State Bank & Trust can help you attain your goals with a consumer loan. Our trusted lenders will also help you get the best terms, quickly and easily, through our convenient application process.

Loans subject to credit approval. NMLS #477000

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Mortgages

Charlotte State Bank & Trust offers a variety of home loans. Our experienced lenders will help you find the right loan for yourself.

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Home Equity Lines of Credit

A HELOC provides flexible access to the equity in your home.

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