Consumer Loans | Charlotte State Bank & Trust

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Charlotte State Bank & Trust will never call you to ask you to verify or provide your full account number, username, password, debit card number, PIN or Social Security number. If you receive a call requesting this information, even if the caller ID looks like it is coming from the bank, immediately hang up, and call us at 888-624-5454.

Choose your loan:

Personal Loan

From the expected to the unexpected, large expenses often arise. Save money with a lower interest rate when they do, like when renovating your home or paying expensive medical bills.

Automobiles

Pay less on your current car by refinancing your existing loan or step up into a new car with an affordable auto loan.

Boats

As a Florida bank, we know boats. Whether you will be departing Charlotte Harbor for the deep sea, enjoying local draws like Port Charlotte Beach Park or simply trolling the Peace River from Punta Gorda, we can help you get the boat you want at the interest rate you want.

Recreational Vehicles

Enjoy Florida’s great weather with a motorcycle or motorhome that lets you make the most of being outdoors. We offer affordable consumer loans for both so that you can cruise cross-country or take short jaunts to nearby getaways in Lee County, Charlotte County or Collier County.

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Mortgages

Charlotte State Bank & Trust offers a variety of home loans. Our experienced lenders will help you find the right loan for yourself.

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Home Equity Lines of Credit

A HELOC provides flexible access to the equity in your home.

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Reach your goals with a personal loan

Consumer loans suited to you.

Choose your loan:

Personal Loan

Automobiles

Boats

Recreational Vehicles

Tell us how we can help.

Mortgages

Home Equity Lines of Credit

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