Regulation CC Funds Availability Change, Effective 7/1/20 
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.

All of our locations will be closed on Saturday, July 4, in celebration of Independence Day.

Click here for our latest COVID-19 updates.

Wherever You Are

We are there.

You don’t spend all of your life in one place, so you should be able to bank in more than one place.

Online and mobile banking provide convenient alternatives to visiting a branch or even making a phone call. Easily access and manage your accounts from your home, your office, or wherever you have an internet connection.


Online Banking & Bill Pay

Pay bills conveniently and safely. Save stamps, paper, and time by paying online.

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Mobile Banking & Check Deposit

Whether you’re running errands, enjoying a vacation, or just away from your computer, you can bank on the go with our mobile app. Deposit checks, access your accounts, transfer money, and more.

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Ways to Pay

Cash isn’t always best. Find out more about secure ways to pay like using a debit card, MobiMoney, Apple Pay®, and P2P payments with your Charlotte State Bank & Trust account.

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Quicken® and QuickBooks®

Charlotte State Bank & Trust offers two convenient ways to download transactions so that you can add them to your account in Quicken® or QuickBooks® financial management software.

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Regulation E Disclosure


On Our Minds


Investment Market Update, Q2 2020



Charlotte County, Florida Real Estate Update - June 2020



Be safe and prepared this summer