Get expert advice for Estate Planning and Investment Management by attending an educational webinar.
Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.
Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.
Make Your Life Easier
Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings accounts through online and mobile banking.
Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.
Learn MoreChoosing the right credit card is easier than ever. We offer an array of cards so that you can meet your personal financial goals.
Learn MoreInvestments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.