Regulation CC Funds Availability Change, Effective 7/1/20 
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.

All of our locations will be closed on Saturday, July 4, in celebration of Independence Day.

Click here for our latest COVID-19 updates.

 
Focused on You

Personal banking for your lifestyle.

Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.

Make Your Life Easier

Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings  accounts through online and mobile banking.

Personal Banking

Checking

We offer checking accounts for any lifestyle. Find one for your daily routine.

Learn More

Savings

Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.

Learn More

Credit Cards

Earn rewards by paying with your credit card. We offer an array of cards so that you can meet your personal financial goals.

Learn More

On Our Minds

07/2/20

Investment Market Update, Q2 2020

More

06/26/20

Charlotte County, Florida Real Estate Update - June 2020

More

06/3/20

Be safe and prepared this summer

More

Get In Touch

Phone icon
1 888-624-5454
Contact Us
Location search icon
Follow Us

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

©2020 Charlotte State Bank & Trust. All Rights Reserved.