Personal Banking

Focused on You

Personal banking for your lifestyle.

Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.

Make Your Life Easier

Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings accounts through online and mobile banking.

March 2022 Disclosure

Checking

We offer checking accounts for any lifestyle. Find one for your daily routine.

Learn More

Savings

Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.

Learn More

Credit Cards

Choosing the right credit card is easier than ever. We offer an array of cards so that you can meet your personal financial goals.

Learn More

On Our Minds

09/27/22

Inflation vs. Stocks and Bonds

09/26/22

45% to 59% Overvalue of Real Estate?

09/20/22

Achieving your financial goals together

Focused on You