Get expert advice for Estate Planning and Investment Management by attending an educational webinar.

Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.

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Focused on You

Personal banking for your lifestyle.

Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.

Make Your Life Easier

Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings  accounts through online and mobile banking.

Personal Banking

Checking

We offer checking accounts for any lifestyle. Find one for your daily routine.

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Savings

Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.

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Credit Cards

Choosing the right credit card is easier than ever. We offer an array of cards so that you can meet your personal financial goals.

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On Our Minds

01/13/21

Why should I use my debit card?

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01/4/21

Investment Market Update: Positive Takeaways From 2020

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12/16/20

Stop Ransomware Before It Stops You!

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