Regulation CC Funds Availability Change, Effective 7/1/20
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.
All of our locations will be closed on Saturday, July 4, in celebration of Independence Day.
Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.
Make Your Life Easier
Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings accounts through online and mobile banking.
We offer checking accounts for any lifestyle. Find one for your daily routine.Learn More
Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.Learn More
Earn rewards by paying with your credit card. We offer an array of cards so that you can meet your personal financial goals.Learn More