PPP borrowers are strongly encouraged to apply for PPP loan forgiveness before Dec. 31, 2021.

Get an experienced trust officer’s perspective on Estate Planning and Asset Management. Attend a free seminar.

Focused on You

Personal banking for your lifestyle.

Life is for living. Live it to the fullest. Let us help you manage your finances. Our convenient and economical personal banking products and services will let you focus on what matters most to you.

Make Your Life Easier

Charlotte State Bank & Trust offers a variety of products to meet all of your personal banking needs—each with the personal service you’d expect from your hometown bank. You can easily manage your checking and savings  accounts through online and mobile banking.

Personal Banking

Checking

We offer checking accounts for any lifestyle. Find one for your daily routine.

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Savings

Short-term. Long-term. Just-in-case. Whatever your reason for saving, we can help you prepare.

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Credit Cards

Choosing the right credit card is easier than ever. We offer an array of cards so that you can meet your personal financial goals.

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On Our Minds

12/2/21

November 2021 Market Update

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11/26/21

Want to Save $1,170? Hang Up.

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11/17/21

How Does a 1031 Exchange Work?

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