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About Our Murdock Office

Our branch is located in a two-story, 11,000-square-foot brick building on the corner of Tamiami Trail and Paulson Drive. This is our second location in Port Charlotte. The bank began operations in a 2,700-square-foot facility on Tamiami Trail near Midway Boulevard in 1987. In 1989, the bank acquired land in northwestern Charlotte County on the site of the current facility.

In 2008, our two-story, 6,000-square-foot Service and Support Center was constructed behind our branch. Built with anti-hurricane specifications, the reinforced-concrete building houses the bank’s IT, data processing, and accounting departments.

We are the bank to count on for friendly, hometown service, offering our personal and business customers banking and borrowing services for area residents and businesses. Our Trust and Investment Management division provides professional trustee services and asset management.

Our Story
charlotte State bank and trust murdock office location

Proudly Serving

Port Charlotte
Harbor Lakes
Charlotte County

Services at Our Murdock Office

Tap our experience to answer your questions and help with your financial needs. No matter what your personal or business goals may be, we are here to help:

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Personal Banking

Our flexible checking and savings account options fit your lifestyle and financial goals.

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Business Banking

We have been supporting local businesses for 90 years, so we know what area businesses need and how to support them.

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Your needs are as unique as you. Charlotte State Bank & Trust offers an array of accounts so that you can find one for your lifestyle.

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Preparing for an emergency. Planning for a vacation. Whatever your reason is for saving, we have you covered.

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Online Banking and Bill Pay

Manage your bank accounts online and save stamps, paper, and time by paying bills online, conveniently and safely.

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Treasury Management

We tailor our Treasury Management solutions to your business needs, allowing you to focus on growing your business.

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Commercial Real Estate Loans

Our experienced, professional lenders can get you the loan you need with flexible terms and competitive rates.

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Consumer Loans

Our personal loans cover debt consolidation, medical bills, home improvement projects, vehicles, and more

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Trust Services

Establishing a trust relationship with us ensures that your assets are managed tomorrow the way you manage them today, for your personal benefit and the benefit of your heirs.

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Estate Planning

Our trust professionals will take the time to thoroughly understand the important details of your financial position, then discuss your plans for the future and help you identify investment, tax and estate-planning opportunities.

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Investment Management

Our investment management services team can help you achieve a bright financial future through investment strategies tailored to you.

What Makes Charlotte State Bank & Trust Different?

Growing to Meet Our Clients' Needs

In September of 2002, our Board of Directors made the decision to establish a Trust and Investment Services Department in an effort to fulfill its mission of serving the financial needs of its community. Growth within this department prompted a name change: Charlotte State Bank became Charlotte State Bank & Trust in 2012. In 2016, the bank expanded with Loan Offices in Lee and Collier Counties. 


A Community Bank

Having local trust and investment management services clearly sets us apart, and so does our commitment to community support. Our staff and customers support the annual Kiwanis Shoes for Kids and Guardian ad Litem holiday gift drives, and they always come through in a big way. We also host on-site blood drives and assist various nonprofit organizations that improve our community. In addition, our staff members from top to bottom readily volunteer, showing they are involved and dedicated to the community where they work and live.

Meet Our Murdock Team

Nick has been involved in banking for a dozen years, serving as a commercial lender in Charlotte, Collier, Lee, and Sarasota counties. He also has experience in branch management, underwriting and credit management, and portfolio management.


Nick Worden

Assistant Vice President, Commercial Lender

Connie has been involved in residential lending in Charlotte County since 1977 and has assisted thousands of people obtain mortgage financing over the years.

Connie Ritchhart

NMLS #795295
Senior Vice President
Residential Lending

Kim joined Charlotte State Bank in 2003. A Charlotte County Chamber Leadership Charlotte Class of 2015 graduate, Kim is active in the community and loves helping others.

Kim Maddy

NMLS #79529
Assistant Vice President, Retail Banking Officer


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