President and Chief Investment OfficerView Bio
Michael oversees the people and policies of the Trust and Investment Management Services Department and manages the individual investment holdings of Charlotte State Bank & Trust’s Trust clients. His clients include individuals, families, foundations, and institutions throughout the state of Florida.
Michael serves on the Tampa Bay Committee of Foreign Relations, is a member of the Board of Directors of Parkland Estates Civic Club, is Finance Committee Chairman and member of the Board of Directors for Chapters Healthcare Systems, which serves Hillsborough, Polk, Hardee, Highlands, Hernando and Pasco counties with medical and hospice services. In addition he is Past-Chairman of the Board of Directors for the Historic Bok Tower Gardens in Lake Wales and former president of both the Harvard Club of Central Florida and the Harvard Club of the West Coast of Florida. Michael is a 2005 Graduate of Leadership Tampa Bay.
Michael may be reached at (941) 624-1973 or by email at email@example.com.
Executive Vice PresidentView Bio
Lory manages the daily operations of Trust and Investment Management Services division to help coordinate the diverse services provided. She has more than 25 years of banking and financial experience, the last 15 of which have been with Charlotte State Bank & Trust. During this time, she has served in a variety of capacities with advancing responsibilities. Her knowledge of operations provides the resources necessary to lead a team of professionals to offer banking and trust products and services with a high degree of personal attention.
Lory is a graduate of:
In addition, Lory has earned both the Florida Certification and National Certified Guardian designations
Lory serves on the Executive Committee for the Florida Bankers Association’s Trust and Wealth Management Division, volunteers with Tidewell Hospice and has served as a member of the Board of Directors of United Way of Charlotte County.
Lory may be reached at (941) 624-5400
or by email at firstname.lastname@example.org
Vice President, Trust and Investment Management Services Development OfficerView Bio
Christine utilizes her extensive financial and estate planning experience to develop new client relationships at Charlotte State Bank & Trust’s Trust and Investment Management Services division, including Living Trusts, IRA Rollovers, Investment Management Services and Charitable Giving Strategies.
Christine has graduated from:
In addition, Christine has held the following:
Christine is a past member of the Florida Bar Grievance Committee, Immediate Past President of the Business & Professional Women of Charlotte County, and past Interim President and past Treasurer for the Charlotte Estate Planning Council. She is a former member of the board of directors of the Charlotte Symphony Orchestra and the Visual Arts Center’s Executive Committee. She is a former member of the Development Committee of the Charlotte County Jazz Society. Christine moved to Charlotte County in 1994.
For your free, personal consultation contact
Christine at (941) 624-1917, on her cell phone at (941) 769-5211
or by email at email@example.com
Vice President and Trust OfficerView Bio
Cindee is experienced in all aspects of estate planning. An attorney, she has created estate plans and drafted wills, living trusts and powers of attorney. She has an extensive background in the areas of Wills, Trusts, Estates and Elder Law.
As a Trust Officer, Cindee administers accounts and acts as an estate representative, trustee or guardian of property. She works with new and existing clients to serve as a point of contact and ensure that trust and investment management documentation is properly administered and that her clients’ wishes are carried out.
Cindee’s education and experience includes:
Prior to joining Charlotte State Bank & Trust, Cindee followed a lifelong dream of opening her own business. She and her husband Dennis opened Pies & Plates in Punta Gorda. They grew the business into one of Punta Gorda’s most popular eateries and retail stores, winning many awards. Pies and Plates was named Business of the Year by both the Charlotte County and Punta Gorda Chambers of Commerce and Retailer of the Year for Leadership by the Florida Retail Federation.
Cindee may be contacted at (941) 624-1952 or by email at firstname.lastname@example.org.
Portfolio ManagerView Bio
Samuel is the Portfolio Manager for Trust and Investment Management Services and manages the individual investment holdings of Charlotte State Bank & Trust’s clients. His clients include individuals, families, foundations, and institutions throughout the state of Florida.
Samuel’s professional background includes:
Samuel is currently serving as an Assistant Scoutmaster for Troop 433 for the Boy Scouts of America in Punta Gorda, FL. He is an Eagle Scout in the Boy Scouts of America.
Samuel graduated from Charlotte High School after moving to Charlotte County in 1988. Before starting at Charlotte State Bank & Trust, he worked in Collier and Lee counties and worked in private banking and wealth management for over 10 years. During that tenure, he held the following nonprofit positions,
Sam may be contacted at (941) 235-5164
or by email at email@example.com.
Vice President and Trust OfficerView Bio
In her capacity as Trust Officer, Terri administers accounts and acts as an estate representative, trustee, guardian of property or investment management agent. She works with new and existing clients, serving as a point of contact and ensuring that trust and investment management documentation is properly administered and that her clients’ wishes are carried out.
Terri has an extensive background in trust services, having held positions as Portfolio and Administrative Associate, Senior Trust Manager and Trust Portfolio Manager.
Terri’s education and certifications include:
She has been honored with the Allfirst Trust Company Achievement Award.
Terri may be contacted at (941) 624-5400 or by email at firstname.lastname@example.org
Vice President and Trust OfficerView Bio
Martha has more than 20 years of business and accounting experience as an Office Manager. Most recently, she has served clients as a Trust Administrator for six-plus years. Her experience enables her to provide excellent support to clients as well as the Trust and Investment Management Services team.
Martha successfully completed the Basics Trust Course offered by the Florida Bankers Association.
Her responsibilities include general administrative duties, responding to client inquiries and requests, maintaining original documents and client files, managing correspondence and recording meeting minutes. Her communication, organizational, and analytical skills, combined with her professional experience, enhances our ability to help our clients obtain their trust, estate planning, and investment management goals.
Martha may be reached at (941) 624-1977 or by email at email@example.com.
Trust Operations SpecialistView Bio
Angie·supports department operations such as daily balancing and settlement functions. She delivers and receives client assets and maintains a master security file as well as tax and probate information. She also assists clients with inquiries, requests and support.
Angie's varied background includes experience in banking, retail sales, administration and customer service. She graduated with honors from Riverview High School in Sarasota, receiving the Presidential Award for high achievement. She is continuing her education and graduated from Florida Gulf Coast University’s Dynamics of Supervision I class.
Angie may be reached at (941) 624-5400 or by email at firstname.lastname@example.org.
Investment AssociateView Bio
Brittney has over seven years of banking and financial experience, having held a variety of positions including operational, investment, retail and customer service.
As an Investment Associate, Brittney supports portfolio matters with trades, requests for information, research, and account problems while working closely with Portfolio Managers to meet the needs and objectives of our clients. She also serves as Supervisor to the Operations staff. Brittney has an Associate Degree in Business from the University of Central Florida, specializing in Accounting and Finance. She is very active in the local community and is involved with Higher Ground Performing Arts Center as a creative dance performance instructor.
Brittney may be contacted at (941) 624-5400 or by email at email@example.com.
Trust Administrative AssistantView Bio
Francine joined Charlotte State Bank & Trust in 2013, bringing with her extensive experience in customer service, office management and sales. She relocated to Charlotte County from Macomb, Mich.
Francine earned her Bachelor of Arts degree in Communications from the Oakland University in Rochester Hills, Mich.
Her responsibilities include general administrative duties and assisting the Trust and Development Officer in coordination of events, presentations and communications.
Francine may be reached at (941) 624-1944 or by email at firstname.lastname@example.org.