Skip to content
Follow us on Instagram @crews_bank.
Get Started 863-222-7005

Individual Retirement Accounts (IRA)

Feel great about retirement.

Our Retirement Specialists help you prepare for your future.

IRAs

When you’re ready to retire, we want you to really be ready. Our IRA options are designed to help you maximize your retirement savings, so you’ll be set for your golden years.

We Offer Two IRA Options:

Traditional IRA

This retirement account allows you to defer taxes on your earnings made and deductibility of your contribution is based on your IRS guidelines. All earnings of your traditional IRA remain tax deferred until you make withdrawals, which are taxed as ordinary income during the tax year of their withdrawal.

Learn More XX

Roth IRA

An IRA is a non-deductible retirement account that features tax-free withdrawals for certain distribution reasons after five years. To qualify for a Roth IRA, you must have earned income (or your spouse must have earned income). You may contribute any amount up to 100% of your compensation or $6,000 (whichever is less), as long as your Modified Adjusted Gross Income is within the limits established by the government (last set in 2019). An additional $1,000 is allowed to be contributed for those over 50.

Learn More XX

Our Retirement Specialists are ready to answer any questions you may have regarding Individual Retirement Accounts and how we can help you!

PBP07604-3

Meet the Team

Get to know the local team of smiling faces managing your Crews Bank & Trust account.

Say Hello

Blog

On Our Minds

US map with county lines, pink means negative change and dark green is positive, most of Florida is dark green
Chart of the Day

Chart of the Day: Population Shift

April 18, 2024

Today’s Chart of the Day is from Meghan Malas with data from the US Census Bureau.

Read More
Young man looking at his computer and talking to his banker about being scammed.
Security and Fraud Prevention

Stay Sharp: Tips to Avoid Being Scammed

April 17, 2024

In an act of desperation, Terry* frantically picked up the phone and called his Personal Banker at Crews Bank & Trust. Minutes before, when he logged...

Read More
graph is a grey
Chart of the Day

Chart of the Day: Life Satisfaction Over Time

April 16, 2024

Today’s Chart of the Day is from an article discussed in "A Wealth of Common Sense" by Ben Carlson with data from a research paper by David...

Read More

Subscribe to Our Blog

Sign up to receive email notifications of our blogs.

Subscribe to Our Blog

Sign up to receive email notifications of our blogs.