All of our locations will be closed on Monday, October 10, in observance of Columbus Day.

What can we do for you?

Lost or stolen Visa Debit Cards

Contact us immediately if you believe your card and/or PIN has been lost or stolen, or if you believe that an unauthorized transaction has occurred.

888-624-5454


Customer Engagement

888-624-5454

Available (Eastern Time):
Monday-Friday: 7:30 a.m. - 6:00 p.m. 
Saturday: 8 a.m. - noon 


24-Hour Automated Telephone Banking

To check account balances, transfer funds among your Charlotte Bank & Trust accounts, make loan payments or to see if a specific check has cleared, call:

800-407-6791


Staff Directory

Please use the following information to contact a Charlotte State Bank & Trust team member directly.

Staff Directory