Are You Prepared?
Get expert advice to help ensure and protect your financial legacy at our free educational seminars.
 
Charlotte State Bank & Trust will never call you to ask you to verify or provide your full account number, username, password, debit card number, PIN or Social Security number. If you receive a call requesting this information, even if the caller ID looks like it is coming from the bank, immediately hang up, and call us at 888-624-5454.
Prevent check fraud

Positive Pay protects you from fraudulent transactions.

Charlotte State Bank & Trust’s Positive Pay system protects your business against check fraud by warning you of unconfirmed transactions before they are paid. It is simple, secure and safe.

How it works

Need Help with Positive Pay?

Step-by-Step Instructions

We have put together step-by-step instructions to help you create Positive Pay files.
If you need further assistance, Contact Us.

Get Started