Get expert advice for Estate Planning and Investment Management by attending an educational webinar.

Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.

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Prevent check fraud

Positive Pay protects you from fraudulent transactions.

Charlotte State Bank & Trust’s Positive Pay system protects your business against check fraud by warning you of unconfirmed transactions before they are paid. It is simple, secure and safe.

How it works

ACH Origination

Streamline payments for you and your customers. Send electronic credits (direct deposit) or debits (direct payment) from any bank account in the United States.

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Business Express Deposit

Keep cash flowing from just about anywhere. Deposit funds from your desktop, tablet or smartphone.

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Merchant Services

Compete effectively with the most efficient payment processing solution for your business. Tailor it to your needs.

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