Regulation CC Funds Availability Change, Effective 7/1/20 
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.

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Increase productivity

Work smarter with Business Express Deposit.

You work hard to earn your customers’ business. You shouldn’t also have to work hard to deposit their payments. Charlotte State Bank & Trust’s Business Express Deposit service frees you from the constraints of running to the bank during office hours when you receive hard-earned payments.

With Business Express Deposit, you can deposit checks at any time by scanning them from your office or any other remote site. This is particularly useful if you routinely deposit checks after bank hours. Improve cash flow, increase productivity and invest more time in growing your business by making work easier with Business Express Deposit.

How Would Business Express Deposit Help You?

Business Express Deposit is especially helpful when you average more than 10 checks per deposit or you must travel long distances to make deposits at branches during normal bank hours. How else could we help you?

Talk to an expert

ACH Origination

Streamline payments for you and your customers. Send electronic credits (direct deposit) or debits (direct payment) from any bank account in the United States.

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Merchant Services

Compete effectively with the most efficient payment processing solution for your business. Tailor it to your needs.

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Positive Pay

Charlotte State Bank & Trust’s Positive Pay system protects your business against check fraud by warning you of unconfirmed transactions before they are paid.

Learn More