In observance of Martin Luther King Day, all of our locations will be closed on Monday, Jan. 18.

Get expert advice for Estate Planning and Investment Management by attending an educational webinar.

COVID-19 Resources, PPP and  Stimulus Payment Information  

Due to the increase in COVID-19 cases in our area, lobby access is by appointment only.

Simple, safe and secure

Manage your business effectively by managing your cash efficiently with ACH origination.

Cash makes your business go. Grow your business faster by moving money quickly and easily with our cash management solutions for businesses.

Automated Clearing House (ACH) Origination

Business Express Deposit

Keep cash flowing from just about anywhere. Deposit funds from your desktop, tablet or smartphone.

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Merchant Services

Compete effectively with the most efficient payment processing solution for your business. Tailor it to your needs.

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Positive Pay

Charlotte State Bank & Trust’s Positive Pay system protects your business against check fraud by warning you of unconfirmed transactions before they are paid.

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