Regulation CC Funds Availability Change, Effective 7/1/20 
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.

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Simple, safe and secure

Manage your business effectively by managing your cash efficiently with ACH origination.

Cash makes your business go. Grow your business faster by moving money quickly and easily with our cash management solutions for businesses.

Automated Clearing House (ACH) Origination

Business Express Deposit

Keep cash flowing from just about anywhere. Deposit funds from your desktop, tablet or smartphone.

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Merchant Services

Compete effectively with the most efficient payment processing solution for your business. Tailor it to your needs.

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Positive Pay

Charlotte State Bank & Trust’s Positive Pay system protects your business against check fraud by warning you of unconfirmed transactions before they are paid.

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