Regulation CC Funds Availability Change, Effective 7/1/20
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.
All of our locations will be closed on Saturday, July 4, in celebration of Independence Day.
Life happens! We at Charlotte State Bank & Trust understand that from time to time you may unexpectedly overdraft your account. Overdraft Coverage can help.
Consider these ways to cover overdrafts:
All eligible business accounts have "Extended" Overdraft Privilege Coverage, which covers all transaction types listed below:
|Transactions Covered with Extended Overdraft Privilege|
|ACH - Automatic Debits||X|
|Recurring Debit Card Payments||X|
|Online Bill Pay Items||X|
|Teller Window Transactions||X|
|Everyday Debit Card Transactions||X*|