PPP borrowers are strongly encouraged to apply for PPP loan forgiveness before Dec. 31, 2021.

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Grow your business

Business loans built for you.

As a Florida community bank, we make it our business to know local business. We’ve been financing the growth of Florida businesses since 1987, providing each with loans designed for them— not ‘cookie cutter’ loan products. Our lenders learn about each business they help so that they can provide a loan that meets their clients’ needs while fitting their circumstances.

Loans subject to credit approval.


Commercial Real Estate

With more than 170 years of combined experience, our lenders are intimately familiar with our region’s business real estate market.

We help you avoid common pitfalls in your transactions. You won’t have a balloon payment and you won’t be surprised by any terms. We respond to your requests promptly and we make decisions quickly--and locally--so that you grow without slowing.

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Flexible terms and competitive rates provide you the financing you need to fuel your growth, such as by investing in equipment or expanding working capital.

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Lines of Credit

We help your company keep growing by keeping cash flowing. Our business lines of credit let you fill cash-flow gaps quickly and affordably.

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Owner-Occupied CRE

We support your growth by helping you secure the space you need to expand. Whether you’re considering a new commercial building or outgrowing your current facilities, we offer loan options that can help fund your growth.

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Investment CRE

When you’ve found investment commercial real estate you want to purchase, our lending experts will help you secure it at a competitive rate. You won’t have a balloon payment and you won’t be surprised by any terms.

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On Our Minds


November 2021 Market Update



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How Does a 1031 Exchange Work?