We will be closed on Memorial Day, Monday, May 25, to honor our fallen heroes.

As you continue to assess what's best for you and your family, our commitment to you remains the same. 

 
Expect the Unexpected

Business savings accounts

Good planning helps your company grow. But business doesn’t always go as planned. Be prepared when it doesn’t. Overcome unexpected business expenses and challenges by protecting yourself through a Charlotte State Bank & Trust business savings account.

Commercial Savings Account1

  • $200 minimum opening deposit
  • $200 minimum daily balance required to avoid $3 monthly service fee
  • Free online banking
  • Interest rate may change daily; interest compounds daily and is credited monthly
  • Two free withdrawals per month. (An excess transaction fee of $3 is charged for each item over the regulatory limit of six.)
  • Must be 18 years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
Papers

Commercial Savings Product Sheet

View Here

Advantage Business Savings Account

  • $200 minimum opening deposit
  • $200 minimum daily balance required to avoid $3 monthly maintenance fee
  • Free online banking
  • Tiered interest—the more you have on deposit, the higher your return—compounded daily and credited monthly
  • Two free withdrawals per month ( An excess transaction fee of $3 is charged for each item over the regulatory limit)
  • Must be 18 years of age; some restrictions apply. Additional documentation is necessary as required by federal law.

 

Papers

Advantage Business Savings Product Sheet

View Here

Business Money Market Account1

  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to avoid $10 monthly service fee
  • Free online banking
  • A $10 per item excess transaction fee is charged for each item over the regulatory limit.  
  • Interest rate may change daily; interest compounds daily and credits account monthly (this is a tiered rate product that pays interest based on balance)
  • Must be 18 years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
Papers

Money Market Business Product Sheet

View Here

1: You may make no more than six transfers and/or withdrawals from your account during any one calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card, or similar order made by you and made payable to third parties. You may make unlimited withdrawals (payments directly to you or transfers of funds from your account to any other deposit or loan account with us) either in person at our locations, by mail, messenger, telephone (via check mailed to you) or use of an ATM card (if applicable).