Whether you’re a start-up or a well-established business, setting excess funds aside is essential for growth. Prepare for the future and prevent setbacks with a Charlotte State Bank & Trust savings account.
Business Savings Account
Interest bearing on balances of $200 or more*
Online Banking1
Mobile Banking2 and Mobile Check Deposit3
Online Statements**
*Maintain minimum daily balance of $200 to avoid the $5 Maintenance Charge. **Enroll in Online Statements to avoid the $3 Maintenance Charge.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
Business Money Market Account
Higher interest rate
Interest bearing on balances of $2,500 or more*
Online Banking1
Mobile Banking2 and Mobile Check Deposit3
Online Statements**
*Maintain minimum daily balance of $2,500 to avoid the $12 Maintenance Charge. **Enroll in Online Statements to avoid the $3 Maintenance Charge.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
TIME Deposit
Save for future needs by choosing a Time Deposit (also known as a certificate of deposit) that best meets your specific goals.
Early Time Deposit contract termination penalties apply. The Bank reserves the right to enforce the full term of any Time Deposit. If early contract termination is agreed to by the Bank, the penalties would be applied as disclosed within the pertinent documents at date of issue.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
Certificates of Deposit - CDARS®
CDARS – the Certificate of Deposit Account Registry Service is the most convenient way to enjoy full FDIC insurance on deposits up to $50 million through a single banking relationship. Paper statements are available at no additional cost.
Must be 18+ years of age; some restrictions apply. Additional documentation is necessary as required by federal law.
1Some restrictions may apply.
2Mobile App required. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.
3Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have the Mobile App downloaded to your smart phone. Must retain check for seven days prior to destroying it. Check images will not be available online. For copies,contact us.
