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Banking Built for Your Business

Customized business banking solutions.

As a Florida business bank, we know the needs of our communities’ companies. Experienced business banking specialists provide customized solutions based on each company’s needs. From saving for new equipment to earning rewards for business purchases to banking on the go, Charlotte State Bank & Trust makes business banking easy.

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Products and Services


The attractive terms and convenient features of Charlotte State Bank & Trust's checking accounts let you focus on your business.

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Protect your business from unexpected expenses and prepare for future growth. Find a savings account suited to your needs.

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Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

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Online and Mobile Banking

Manage your business banking accounts from anywhere with an internet connection. Our business online banking and mobile banking services let you work anytime.

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Overdraft Coverage

You never plan to overdraft your account, but it may still happen. Overdraft coverage can help.

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On Our Minds


Chart of the Day: Real Estate Down 5%, but Still Up 40%



Chart of the Day: Don't Stay in Cash



Chart of the Day: More Hedge Funds than Burger Kings