Ransomware is a type of malicious software that locks up your files so that you no longer can access them and demands you pay a ransom to unlock the files. Paying in Bitcoin or cybercurrency gives the cybercriminal anonymity and cannot be traced.
You receive a phone call from someone claiming to be with the Internal Revenue Service. The caller says you have a tax bill due and will be arrested, deported or face penalties and fees if you don’t pay now. What do you do?