Charlotte State Bank & Trust

Recent Posts

Happy (SECURE Act) 2020!

The Setting Every Community Up for Retirement Enhancement Act of 2019, better known as the SECURE Act, is so new that estate planners and accountants are still learning ways to plan around it to minimize the impact on existing and future clients.

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Is a Loan or Line of Credit Best for My Business?

Selecting the proper loan product for your business depends on what you need the money for and how you intend to pay it back. Here are some quick facts about each product:

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How to Reduce Your Business Expenses

When expenses surpass revenue, some business owners may go into panic mode, restructuring from top to bottom or in the worst case scenario, shutting down. Before taking on such a major task, however, consider small cost-saving methods, such as reducing travel expenses and conserving office supplies.

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Cybersecurity: What You Need to Do

CSI Technologies and Harris Poll recently surveyed 2,000 Americans nationwide about their opinions and fears surrounding cybersecurity as it pertains to their personal financial data. A majority of respondents expressed concerns about their online security online, and 74% said they would be likely to participate in a cybersecurity education or awareness program if their bank offered it.

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