Storm Recovery

As our community recovers, Charlotte State Bank & Trust is committed to helping you get back on your feet. We opened Tuesday after the storm with modified hours at most of our locations. All branch offices are now open with regular hours in both the lobby and drive-thru. Thank you for your patience during this time of recovery. 

Lobby Hours:

  • Monday through Thursday: 9:00 a.m. to 4:00 p.m.
  • Friday: 9:00 a.m. to 6:00 p.m.

Drive-thru Hours:

  • Monday through Thursday: 8:00 a.m. to 5:00 p.m.
  • Friday: 8:00 a.m. to 6:00 p.m.
  • Saturday: 8:30 a.m. to 12:00 noon

Charlotte State Bank & Trust’s ATMs, online banking and mobile banking are available to you.  

Additional Surcharge-free ATMs:
Remember you may use your Charlotte State Bank & Trust VISA Check Card at all Publix Presto ATMs without charge. We also have reciprocal agreements with Wauchula State Bank, First State Bank of Arcadia and Englewood Bank & Trust so that you may use their ATMs without incurring a foreign ATM withdrawal fee.

Find a Surcharge Free ATM

Please keep in mind that Charlotte State Bank & Trust’s Mobile App has been updated effective Wednesday, Sept. 6. Please delete the outdated app and download the new app in order to access our NEW Mobile Banking. Most customers find it easier to log in on a computer rather than a mobile device the first time.

Download our App Now:

Google Play Icon App Store Icon