FREE Educational Seminars

Presenter:  

  

Christine A. Hause
Vice President
941-624-1917
chause@csbtfl.com

Education:

  • Bachelor of Science in marketing and management, Siena College, Albany, New York
  • Florida Bankers Association Trust School, University of South Florida, Tampa, Florida
  • Florida Bankers Association Graduate Trust School, University of South Florida, Tampa, Florida
  • Leadership Charlotte sponsored by the Charlotte County Chamber of Commerce, Class of 1999

Estate Planning and Asset Management Seminars

A series of free seminars presented by Charlotte State Bank & Trust, Trust and Investment Management Services, to give you an experienced Trust Officer’s perspective on many important issues will be held from 10:00 a.m. to 11:30 a.m. at our North Port, Murdock, and Punta Gorda offices. While the seminars are open to the public, seating is limited and reservations are required; please email rsvp@csbtfl.com or call 941-235-5110.

Murdock Office
1100 Tamiami Trail
Port Charlotte, FL 33953
941-624-5400

North Port Office
4300 Aidan Lane
North Port, FL 34287
941-777-6100

Punta Gorda Office
2331 Tamiami Trail
Punta Gorda, FL 33950
941-639-2511

Estate Planning 101

Tuesday, October 30 | North Port
Tuesday, November 6 | Murdock
Tuesday, November 13 | Punta Gorda

This seminar will review the basic elements of an estate plan, including last will and testament, power of attorney, and health care directives, focusing on the specifics and benefits of each and the pitfalls to avoid. The seminar will also include planning tools for non-married couples and couples who have remarried, plus ways to protect yourself, your loved ones, and your assets.

Exchange Traded Funds vs. Mutual Funds

Wednesday, October 31 | North Port
Wednesday, November 7 | Murdock
Wednesday, November 14 | Punta Gorda

Explore the details of how each investment tool works, including costs, performance measurements, and taxability. Learn the pros and cons of each. Gain insight into target funds, sector funds, and specialty funds and the risks of each.

Life Changing Events and Their Impact on Estate Plans

Thursday, November 1 | North Port
Thursday, November 8 | Murdock
Thursday, November 15 | Punta Gorda

How do death, birth, divorce, disability, retirement, bankruptcy, and lawsuits involving you or your beneficiaries affect your estate plans?  The goal of this seminar is to make you aware of the impact these events can have and how to proactively plan for positive outcomes. 

How to Fund Your Will or Trust

Tuesday, December 4  |  Murdock
Tuesday, December 11 |  Punta Gorda
Tuesday, December 18 |  North Port

Review the most common mishaps in funding an estate plan. We will present details of beneficiary designations on insurance products, bank accounts and investment accounts and how at times they can directly conflict with your estate documents. Save you and your administrators time, money and stress by learning some key points at this important seminar.

Sector and Style Diversity in Investment Portfolios

Wednesday, December 5 | Murdock
Wednesday, December 12 | Punta Gorda
Wednesday, December 19 | North Port

A key way to lower the risk and raise the reward of your portfolio is to be properly diversified across the sectors of the economy. What does investing in value versus growth stock do to your portfolio? Learn the details of each topic and the best practices to help you maintain a healthy portfolio.

Tax Law Changes and How They Affect Your Estate

Thursday, December 6 | Murdock
Thursday, December 13 | Punta Gorda
Thursday, December 20 | North Port

Discover a variety of recent tax changes and how they can be used to your advantage. Learn how your estate plan and your assets will be impacted. Gain some strategies you can employ.


 

 

 

 

 

 

The Punta Gorda Isles Civic Association is hosting a series of educational trust and investment management seminars presented by Christine Hause:
 

Will vs. Trust

October 5

Ever wonder which plan is best for you? Learn what the pros and cons of each is. This seminar will delve into the details of each document and how they are implemented, administered, and settled. Learn what plans are better for certain estate and family situations.
 

The Difference Between Corporate and Individual Trustees

October 26

Learn what knowledge and experience is beneficial for each type of trustee. Calculate the cost involved with each and how best to structure your plan.

 RSVP

The seminars are free will be held from 10:00 a.m. - 11:00 a.m. at the PGI Civic Association, 2001 Shreve Street, Punta Gorda.

While they are open to the public, seating is limited and reservations are
required and may be phoned in to the PGI Civic Association at 941-637-1655.


 

Our experienced professionals present important information designed to help attendees achieve the financial goals established for themselves and their heirs. They are also available for one-on-one, confidential appointments in which they will take the time to thoroughly understand the important details of your financial position, discuss your plans for the future and help you identify investment, tax and estate planning opportunities.

Call today to make an individual appointment, or ask us about scheduling presentations for your organization’s meetings.

Other Topics Include:

Who best to care for you and your estate?
Is your friend or family capable of making health care and financial decisions for you the same way you would? Does distance and skill set limit that person’s ability to handle the role?

How will interest rate increases affect your portfolio?
If you own or may be offered “levered” assets, you will learn the impact of rate hikes. Learn how long-term bonds and bond funds will be affected. Analyze when municipal bonds are best.

The difference between corporate and individual trustees?
Learn what knowledge and experience is beneficial for each type of trustee. Calculate the cost involved with each and how best to structure your plan.

Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not bank guaranteed and may lose value.