Christine A. Hause
A series of free seminars presented by Charlotte State Bank & Trust, Trust and Investment Management Services, to give you an experienced Trust Officer’s perspective on many important issues will be held from 10:00 a.m. to 11:30 a.m. at our North Port, Murdock, and Punta Gorda offices. While the seminars are open to the public, seating is limited and reservations are required; please email firstname.lastname@example.org or call 941-235-5110.
North Port Office, 4300 Aidan Lane, North Port, FL 34287
Murdock Office, 1100 Tamiami Trail, Port Charlotte, FL 33953
Punta Gorda Office, 2331 Tamiami Trail, Punta Gorda, FL 33950
Considering being domiciled in Florida or have moved here from another state to benefit fully from homestead law, no state income tax, and favorable estate planning codes? Will your out-of-state documents work in Florida as you had planned? Join us to explore your checklist to be a Floridian, common problems with other states’ documents, and some helpful tips.
Tuesday, October 29, North Port
Tuesday, November 5, Murdock
Tuesday, November 12, Punta Gorda
Explore the details of how each investment tool works; its costs, performance measurements, and taxability. Learn the pros and cons of each. Gain insight into target funds, sector funds, and specialty funds and the risks of each.
Wednesday, October 30, North Port
Wednesday, November 6, Murdock
Wednesday, November 13, Punta Gorda
Many have named family to serve in their will, power of attorney and trust while sitting in the attorney’s office. The reality of a relative accessing your bank accounts, IRA assets, investment accounts, insurance policies, and safe deposit boxes may not be as comforting. Learn the pros and cons of family or friends serving in these important fiduciary roles, including costs and liabilities.
Thursday, October 31, North Port
Thursday, November 7, Murdock
Thursday, November 14, Punta Gorda
Have you carefully reviewed all of your asset titles and beneficiary designations with a trust officer or attorney? We will discuss how best to assign titles and beneficiaries to match the goals of your estate plan, documents, and if possible avoid the probate process. This can save your estate time and money.
Tuesday, November 19, North Port
Tuesday, December 3, Murdock
Tuesday, December 10, Punta Gorda
Learn how your investments will react if interest rates drop or increase. Find out the best options for your portfolio to endure stock market movements so you can still accomplish your financial goals. Find ways through active selection to invest in higher quality and lower duration assets to stabilize your portfolio.
Wednesday, November 20, North Port
Wednesday, December 4, Murdock
Wednesday, December 11, Punta Gorda
Is your power of attorney valid and up-to-date? Does it name people you still trust with your financial affairs? Will it handle all the assets you own? Is your health care surrogate form current to include all the necessary elements? These issues and more will be carefully discussed to ensure your affairs are handled as you direct.
Thursday, November 21, North Port
Thursday, December 5, Murdock
Thursday, December 12, Punta Gorda
Have you thought about who will care for your furry loved ones when the last owner dies? Do you have a back-up plan? How will their care be financed? Who will handle their final arrangements? Learn how to make a plan for your pet to be your beneficiary and how best to select a trustee for their care and oversight.
Tuesday, December 17, North Port
Tuesday, January 7, Murdock
Tuesday, January 14, Punta Gorda
Consider the changes you would have to make to your portfolio if you need in-home nursing care, assisted living or skilled nursing care. What cost would you incur? Would you have sound liquidity
options in a down market? We will explore how best to select your investments to help alleviate the potential loss of capital.
Wednesday, December 18, North Port
Wednesday, January 8, Murdock
Wednesday, January 15, Punta Gorda
We will explore the pros and cons of titling your assets in your trust name or when you should title accounts in a special way to protect your assets from creditors and liabilities. We will discuss umbrella policies and what assets should be covered.
Thursday, December 19, North Port
Thursday, January 9, Murdock
Thursday, January 16, Punta Gorda
The Punta Gorda Isles Civic Association is hosting a series of educational estate planning and investment management seminars presented by Christine Hause:
The seminars are free and will be held from 10:00 a.m. - 11:00 a.m. at the PGI Civic Association, 2001 Shreve Street, Punta Gorda.
While they are open to the public, seating is limited and reservations are
Learn why trust departments do not use annuities, UITs, mutual funds, and private REITs. Discover the truth about these products, including their true costs, penalties imposed, lost earnings, lack of liquidity, and other important details left out of the sales talk.
Friday, October 4
Curious about which plan is best for you? Learn the pros and cons of each. This seminar will discuss the details of each document and how they are implemented, administered, and settled. Learn what plans may be better for certain estate and family situations.
Friday, November 1
Are you a seasonal resident or a Florida real estate owner? This seminar will help uncover the benefits of Florida residency, including various tax advantages, creditor protection, homestead benefits, and more. This seminar is beneficial for any current or potential Florida resident. Explore the states that have estate or inheritance taxes and what may cause a domicile audit.
Friday, December 6
These are very important and powerful documents. In the right hands, they can be invaluable to a properly crafted estate plan. Learn how changes in Florida law have affected these documents and their impact on your total estate plan.
Friday, December 13
Our experienced professionals present important information designed to help attendees achieve the financial goals established for themselves and their heirs. They are also available for one-on-one, confidential appointments in which they will take the time to thoroughly understand the important details of your financial position, discuss your plans for the future and help you identify investment, tax and estate planning opportunities.
Call today to make an individual appointment, or ask us about scheduling presentations for your organization’s meetings.
Other Topics Include:
Who best to care for you and your estate?
Is your friend or family capable of making health care and financial decisions for you the same way you would? Does distance and skill set limit that person’s ability to handle the role?
How will interest rate increases affect your portfolio?
If you own or may be offered “levered” assets, you will learn the impact of rate hikes. Learn how long-term bonds and bond funds will be affected. Analyze when municipal bonds are best.
The difference between corporate and individual trustees?
Learn what knowledge and experience is beneficial for each type of trustee. Calculate the cost involved with each and how best to structure your plan.
Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not bank guaranteed and may lose value.