Christine A. Hause
A series of free seminars presented by Charlotte State Bank & Trust, Trust and Investment Management Services, to give you an experienced Trust Officer’s perspective on many important issues will be held from 10:00 a.m. to 11:30 a.m. at our North Port, Murdock, and Punta Gorda offices. While the seminars are open to the public, seating is limited and reservations are required; please email firstname.lastname@example.org or call 941-235-5110.
North Port Office, 4300 Aidan Lane, North Port, FL 34287
Murdock Office, 1100 Tamiami Trail, Port Charlotte, FL 33953
Punta Gorda Office, 2331 Tamiami Trail, Punta Gorda, FL 33950
This seminar will review the basic elements of an estate plan, including last will and testament, revocable trust, power of attorney, and health care directives, focusing on the purposes and benefits of each and the pitfalls to avoid. Included will be useful tips for those who have remarried and those with out-of- state family or friends named to admister the estate.
Tuesday, July 9, North Port
Tuesday, July 16, Murdock
Tuesday, July 23, Punta Gorda
Whether you manage your own investments or pay an advisor, this seminar will benefit you. Explore the investment tools you can employ to help lower your risk and reduce your expenses, so you can benefit from market-like returns. You will learn how to dissect your portfolio to find the hidden costs, examine your true performance compared to the market, and how to reduce your taxability in non-IRA accounts.
Wednesday, July 10, North Port
Wednesday, July 17, Murdock
Wednesday, July 24, Punta Gorda
Get to know the best practices for beneficiary designations on a variety of assets and how to avoid the common POD (payment on death)/TOD (transfer on death) or titling mistakes that could conflict with your estate plan. Save you and your administrator time, money and unnecessary stress by learning key points you can implement.
Thursday, July 11, North Port
Thursday, July 18, Murdock
Thursday, July 25, Punta Gorda
The Punta Gorda Isles Civic Association is hosting a series of educational estate planning and investment management seminars presented by Christine Hause:
The seminars are free and will be held from 10:00 a.m. - 11:00 a.m. at the PGI Civic Association, 2001 Shreve Street, Punta Gorda.
While they are open to the public, seating is limited and reservations are
This seminar will highlight Florida guidelines and show examples of problems out-of-state documents can cause when you are domiciled in Florida. It will help new and existing Floridians determine what should be updated and why.
Friday, July 12
Learn why trust departments do not use annuities, UITs, mutual funds, and private REITs. Discover the truth about these products, including their true costs, penalties imposed, lost earnings, lack of liquidity, and other important details left out of the sales talk.
Friday, October 4
Curious about which plan is best for you? Learn the pros and cons of each. This seminar will discuss the details of each document and how they are implemented, administered, and settled. Learn what plans may be better for certain estate and family situations.
Friday, November 1
Are you a seasonal resident or a Florida real estate owner? This seminar will help uncover the benefits of Florida residency, including various tax advantages, creditor protection, homestead benefits, and more. This seminar is beneficial for any current or potential Florida resident. Explore the states that have estate or inheritance taxes and what may cause a domicile audit.
Friday, December 6
These are very important and powerful documents. In the right hands, they can be invaluable to a properly crafted estate plan. Learn how changes in Florida law have affected these documents and their impact on your total estate plan.
Friday, December 13
Our experienced professionals present important information designed to help attendees achieve the financial goals established for themselves and their heirs. They are also available for one-on-one, confidential appointments in which they will take the time to thoroughly understand the important details of your financial position, discuss your plans for the future and help you identify investment, tax and estate planning opportunities.
Call today to make an individual appointment, or ask us about scheduling presentations for your organization’s meetings.
Other Topics Include:
Who best to care for you and your estate?
Is your friend or family capable of making health care and financial decisions for you the same way you would? Does distance and skill set limit that person’s ability to handle the role?
How will interest rate increases affect your portfolio?
If you own or may be offered “levered” assets, you will learn the impact of rate hikes. Learn how long-term bonds and bond funds will be affected. Analyze when municipal bonds are best.
The difference between corporate and individual trustees?
Learn what knowledge and experience is beneficial for each type of trustee. Calculate the cost involved with each and how best to structure your plan.
Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not bank guaranteed and may lose value.