A series of free seminars presented by Charlotte State Bank & Trust, Trust and Investment Management Services, to give you an experienced Trust Officer’s perspective on many important issues.
Seminars will be from 10:00 a.m. to 11:30 a.m.
Christine A. Hause
How and when “power of attorney” is used?
Learn what activates the responsibilities of your agent in a power of attorney document. Review what he or she is responsible for and the skills they should have. Investigate the protections available for you and your assets from a Trust Officer’s perspective.
How investment costs and risks are calculated?
Consider all the elements that make up your “all-in costs,” i.e. taxes, cash drag, fees, and trade costs for investing. Analyze the risks (market, interest rate, liquidation, credit, concentration and horizon) each asset carries in the portfolio.
How your estate can avoid probate?
A Trust Officer’s review of the pros and cons of the probate process. Analyze the risks and benefits of assigning joint owners or beneficiaries to various assets.
How to administer and settle a trust estate?
Discover the details needed from a corporate fiduciary for proper trust administration if you become incapacitated or when help is needed. You will also review the necessary steps for a complete estate settlement. Cost saving tips and best practices will be included.
If your assets are invested to ensure you will outlive them?
A comprehensive view of how best to structure your investments for growth to outpace inflation and income needs. Rates of returns for various asset classes will be discussed in addition to proper allocations for stocks, bonds, ETFs and cash. Successful strategies and techniques will be explored.
What the executor of your estate or personal representative should know?
Increase your knowledge of the skill sets needed to be a good estate administrator of a will. Learn ways to be a more effective personal representative from a corporate fiduciary’s perspective. Gather the details of the probate process in terms of time, pros and cons, and how to effectively avoid probate of certain assets.
Although the seminars are free, reservations are required and may be made at any Charlotte State Bank & Trust office or by contacting Francine Wargo at 941-624-1944 or email@example.com.
The seminars will be held at the PGI Civic Association, 2001 Shreve Street, Punta Gorda
Our experienced professionals present important information designed to help attendees achieve the financial goals established for themselves and their heirs. They are also available for one-on-one, confidential appointments in which they will take the time to thoroughly understand the important details of your financial position, discuss your plans for the future and help you identify investment, tax and estate planning opportunities.
Call today to make an individual appointment, or ask us about scheduling presentations for your organization’s meetings.
Other Topics Include:
Who best to care for you and your estate?
Is your friend or family capable of making health care and financial decisions for you the same way you would? Does distance and skill set limit that person’s ability to handle the role?
How will interest rate increases affect your portfolio?
If you own or may be offered “levered” assets, you will learn the impact of rate hikes. Learn how long-term bonds and bond funds will be affected. Analyze when municipal bonds are best.
The difference between corporate and individual trustees?
Learn what knowledge and experience is beneficial for each type of trustee. Calculate the cost involved with each and how best to structure your plan.
Investments are not a deposit, not FDIC insured, not insured by any federal government agency, not bank guaranteed and may lose value.