Are You Prepared?
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Charlotte State Bank & Trust will never call you to ask you to verify or provide your full account number, username, password, debit card number, PIN or Social Security number. If you receive a call requesting this information, even if the caller ID looks like it is coming from the bank, immediately hang up, and call us at 888-624-5454.

Personal Banking

Get tools, services and attention to achieve your financial goals. From simplifying savings to borrowing wisely to banking from anywhere online, you will have a premier banking experience.

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Business Solutions

Grow your business efficiently. As a Florida business bank, we will help you secure essential resources and manage effectively. Work with experienced bankers who understand your business and know our communities.

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Trust and Investment

Tomorrow comes eventually. Be ready when it does. Prepare yourself and your loved ones for whatever the future holds through prudent estate planning and proper investing.

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Helpful Links

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Our Blog

Read up on the latest financial tips and advice from our trusted experts.

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Calculators

Our online calculators make it easier to explore solutions to your financial needs.

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Meet the Team

Discover the amazing leaders providing you a lifetime of trust.

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