ATTN: ONLINE BANKING CUSTOMERS:  Microsoft is no longer supporting Internet Explorer 10. In order to maintain security of your online banking, please upgrade your internet browser at your earliest convenience.  Due of the security risk involved, we will no longer support IE 10.  While you will have access to online banking through IE 10, the functionality of it will be  impacted. 

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Life Happens!
Overdraft Coverage Can Help!

From time to time you may unexpectedly overdraft your account. Overdraft Coverage can help and you have options for your personal or business checking accounts.

Stop Fraud in its Tracks!
With FREE Text Alerts :)

Sign up for Debit Card Text Alerts and you'll receive instant text messages regarding your Charlotte State Bank & Trust debit card when ever your card is used - and more importantly when it may be used fraudulently.  It's a free service, learn more by clicking here.

Buying a Home?
Dreams Can Come True!

Our expert lenders help area residents realize the dream of home ownership. We offer a variety of home mortgage loans to fit all kinds of budgets.

Learn more about trust and investment management.

Things you should know about planning your estate, choosing a trustee and the value of fee-based investment management.

Watch our videos to help clarify key points you need to know when planning your estate. 

Free Estate Planning and Investment Seminars

Are you prepared?
Join Christine Hause and Samuel Kiburz and learn how to prepare:

  • To avoid probate
  • For changes in the financial markets
  • For the possibility of disability or death

Click below to learn more.

Investments are not a deposit, not FDIC insured, not insured by any Federal government agency, not bank guaranteed and may lose value.

Free Seminars