Welcome to Charlotte State Bank & Trust's Online Banking and Bill Pay.

Online banking is available to all Charlotte State Bank & Trust checking account customers absolutely FREE! Be sure to review the site and sign up today. Online Bill Payment is available FREE to personal checking customers who have signed up for Online Banking.
Enter the number of bills you pay in a month >>
    see results below
  Cash Savings* Time Savings**
Cost per bill $ Minutes
Savings per month $ Minutes
Savings per year $ Hours
Savings in 5 years $ Hours
Savings in 10 years $ Days

* Cost of a first-class stamp. Does not include cost of envelopes or checks.
** Source: CheckFree Annual Consumer Survey

Online Banking
Quick Start Guide

On Line Banking Quick Start Guide

About Charlotte State Bank & Trust's On Line Banking
Welcome to Online Banking, your 24-hour internet banking connection at www.charlottestatebankandtrust.com.
With Online Banking you have immediate access to a wide range of banking services, including checking your account balances, seeing what checks have cleared, and transferring funds from one account to another. In addition, you can pay loans, request reports, and export transaction data into a file ready for import into your favorite personal financial management (PFM) software.

We are always working to make www.charlottestatebankandtrust.com on-line banking easier for you to use. Therefore, your comments are important to us. Please use any of the methods listed below to let us know what you think.

  • Send us a message using secure email Contact Us.
  • Send us e-mail at customerservice@csbtfl.com.
  • Call us during our regular operating hours at:

    • Murdock (941) 624-5400
    • Punta Gorda (941) 639-2511
    • Parkside (941) 235-4444
    • Peachland (941) 627-0038
    • Charlotte Harbor (941) 255-5235
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NOTICE: Charlotte State Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.