Charlotte State Bank & Trust

Business Checking Accounts

At Charlotte State Bank & Trust, we welcome the opportunity to serve your business checking needs. We are pleased to offer a variety of checking accounts designed to meet the needs of a all types of businesses. If you have questions, please do not hesitate to contact one of our Personal Bankers at the office most convenient for you.

Business Checking PLUS
Commercial Checking
Non-Profit Checking Plus

Moving your Business Checking Account to Charlotte State Bank & Trust? Let us help you with our easy-to-use Switch Kit!

We welcome you and are eager to assist you. Our easy-to-use Switch Kit can help you through the process. Just print it out and use it as your template to change your account and everything related to it, to Charlotte State Bank & Trust. If you need help, our Personal Bankers are more than happy to assist you.

Every Business Checking Account at Charlotte State Bank & Trust

Receives easy-to-reconcile monthly statements
May qualify for a FREE VISA Business CheckCard, please ask about it
Banks online FREE at www.charlottestatebankandtrust.com
Receives FREE online Bill Pay

MOBILE BANKER - Business Deposit Pick Up Service available for Business Checking customers

For those times you can't get to the bank, call us. We will pick up your non-cash deposits and save the time it takes to go to the bank, just $2 per stop. You won't miss income opportunities and you'll have the time to spend on more important tasks. Call us.

Business Checking Plus
Perfect for the medium-sized business which writes more than 50, but less than 200 checks per month.

$50 Minimum opening balance
$3,000 Daily balance to avoid monthly service fee
Monthly service fee: $10
200 FREE debits per month
Per item fee: $.25 per debit item thereafter

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Commercial Checking
A great choice for large businesses which regularly write more than 200 checks per month.

$1,000 Minimum opening balance
$10 monthly service fee offset by a market-indexed earnings credit on account balance
$.14 per item paid
$.10 per item deposited
$.25 per deposit ticket or credit
FDIC Insurance: $.04 per $1,000
Processing fees:

coin, order or processed $.08 per roll
currency, order or processed $.45 per strap

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Non-Profit Checking Plus
Let Charlotte State Bank & Trust help your non-profit organization with your checking needs. To qualify, you must be a 501(c)3 Non-Profit Organization

$1 Minimum opening balance
Interest compounded daily and credited monthly
NO balance requirements
NO monthly service fee
NO per item fees

Qualifications:

Must be 18 years of age. Some restrictions may apply. Need required business documentation.
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