Charlotte State Bank & Trust

Personal Trust & Investment Management Services

Trust services provide a fundamental role in the preservation and enhancement of assets. By establishing a trust relationship, you may ensure that your assets are managed tomorrow, the way you manage them today, for your personal benefit or the benefit of your heirs.

Charlotte State Bank & Trust's professionals will help you address important issues such as:

Who will inherit your assets?
How can you minimize estate taxes?
Who will care for you in the event you become incapacitated?

Initially, we will take the time to thoroughly understand the important details of your financial position. We will discuss your plans for the future and help you identify investment, tax and estate planning opportunities. With this critical information in mind, we will draw upon our experts to create a plan to address your financial objectives, now and in the future. We are happy to meet with you to discuss your needs or to review your current documents or investment portfolio. Please call Christine Hause at (941) 624-1917 or email her at chause@csbtfl.com.

Charlotte State Bank & Trust's Personal Trust Services Include:

Trust Administration Services:

Revocable or Irrevocable Trusts
Local, personal account administration

Investment Management:

Individual portfolio management
Objective and reliable resource for investment and financial advice
Flexible mutual fund investment approaches available

Estate Planning Services

Review and analyze existing will, trust and power of attorney documents
Minimize estate and income taxes working with your attorney and accountant
Help structure an estate plan that allows assets to avoid the probate process reducing administration expenses while maintaining privacy and confidentiality

Estate Administration Services:

Professional, impartial Personal Representative for your estate
Collect and protect your assets pending settlement
Manage the probate process
Identify any creditors, validate and pay claims
Provide detailed accounting to your beneficiaries
Distribute estate assets to your named beneficiaries

Premium Trust Attention:

Bill processing and payment services
Coordination of tax payments
Coordination with tax accountant
Coordination of medical claims processing
Manage real estate held in trust
Coordinate real estate repairs and capital improvements
Special needs coordination

Allow us to help you with your personal Trust needs. Please call Christine Hause at (941) 624-1917 or toll free at (888) 624-5454. Or if you prefer, email us at chause@csbtfl.com. Please include your contact information and the time you prefer to be contacted.

Trust Client Online Access

Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any Federal government agency, and are subject to investment risks, including possible loss of principal.

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